DFW Apartment Moving Cost & COI Database
Real Dallas–Fort Worth apartment moving costs by unit size and building access, plus the exact Certificate of Insurance (COI) requirements apartment communities ask movers for. Free to use and cite.
Apartment Moving Cost by Unit Size (DFW)
| Apartment Size | Crew | Typical Time | Est. DFW Cost |
|---|---|---|---|
| Studio / efficiency | 2 movers | 2–3 hrs | $369–$504 |
| 1 bedroom | 2 movers | 3–4 hrs | $504–$639 |
| 1 bedroom (large / full) | 3 movers | 3–4 hrs | $654–$839 |
| 2 bedroom | 3 movers | 4–5 hrs | $839–$1,024 |
| 3 bedroom | 4 movers | 5–6 hrs | $1,224–$1,449 |
| 4 bedroom / townhome | 4 movers | 6–8 hrs | $1,449–$1,899 |
Estimates are all-in for a local move (labor + truck + $99 travel), based on a 2-hour minimum. Cross-metro moves and heavy specialty items (pianos, safes, appliances) can add time.
AccessWhat Floors, Elevators & High-Rises Add
| Building Access | Added Time | Why |
|---|---|---|
| Ground floor / walk-out | Baseline | Direct truck-to-door carry |
| 2nd–3rd floor, no elevator | +0.5–1 hr | Stair carries slow every item |
| Mid-rise w/ elevator | +0.5–1.5 hr | Shared elevator, reserved window, longer carries |
| High-rise (10+ floors) | +1–2 hr | Freight-elevator booking + COI almost always required |
| Long carry / no dock access | +0.5 hr | Distance from truck to unit door |
Apartment COI Requirements (What Communities Ask For)
Most DFW apartment communities won't let a moving truck on-site without a Certificate of Insurance (COI) naming the property. Limits vary by property — always confirm the exact requirement with your leasing office — but these are the standard requirements we see across DFW communities:
| Coverage | Typical Required Limit | Why the Community Requires It |
|---|---|---|
| Commercial General Liability | $1,000,000 per occurrence / $2M aggregate | Covers damage to the building, hallways & common areas |
| Additional Insured | Property owner + management co. named | Extends the mover's policy to protect the property |
| Workers' Compensation | Statutory (TX) + $500K–$1M employer's liability | On-site injuries aren't the community's liability |
| Commercial Auto Liability | $1,000,000 combined single limit | The moving truck while on the property |
| Certificate Holder | The community's legal name + address | Who the certificate is issued to |
| Lead time to issue | 24–72 hrs before move (we turn COIs in 48h) | Time for the insurer to process the certificate |
COI Request Checklist — what to give your mover
- The community's legal name and address (the certificate holder)
- The property owner and management company names to list as Additional Insured
- The general-liability limit your community requires (check your lease or leasing office)
- Your move date and any elevator-reservation window
- Send the request at least 48 hours ahead — that's our standard COI turnaround
Sources & Methodology
Cost figures are Moving Company Guys' own published DFW rates and reflect thousands of local apartment moves as a licensed Texas carrier (USDOT 3918729 · TxDMV 009567347C). COI requirements are the standard coverages and limits DFW apartment communities and property managers request from movers; exact limits vary by community, so confirm yours with the leasing office. Updated 2026-07-03.
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Related: apartment moving cost guide · apartment COI guide · DFW apartment movers.
Apartment Cost & COI — FAQ
A studio runs about $369–$504, a 1-bedroom $504–$639, a 2-bedroom $839–$1,024, and a 3-bedroom $1,224–$1,449 for a local DFW move — all-in with labor, truck and travel, based on our flat rates ($135/$185/$225 per hour by crew size, +$99 travel, 2-hour minimum). Stairs, elevators and high-rises add time.
Most DFW communities require a Certificate of Insurance showing commercial general liability (commonly $1M per occurrence / $2M aggregate), the property named as additional insured, workers' compensation, and commercial auto liability. Confirm the exact limits with your leasing office.
Our standard COI turnaround is 48 hours. Send us your community's name, address and required limits and we issue a compliant certificate before move day.
Yes — this database is free under a CC BY 4.0 license; reuse it with a link back to Moving Company Guys using the citation above.
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